Senior Freeze Program

Senior Property Tax Program – the “Senior Freeze”

If you are 65 or eligible to receive Social Security Disability Benefits, you may be eligible for the Senior Freeze Program under the New Jersey Department of Treasury. This state program reimburses eligible homeowners with property tax increases paid on their primary home in the preceding year. Eligibility is based on gross income, not the value of your house. This year, the filing deadline has been extended to October 18.

The eligibility requirements change year to year, depending on the State Budget. Currently, seniors are eligible if:

  • You (or your spouse/civil union partner) were 65 or older 3 years prior to the year that you are filing (ex: to qualify in 2017 you had to have turned 65 in 2014) or receiving Federal Social Security disability benefit payments with no age requirements
  • You have lived in New Jersey continuously for at least the last 10 years, as either a homeowner or a renter.
  • Homeowners - you have owned and lived in your current home for at least the last 3 years.
  • Your total income did not exceed $87,007 for 2015 and 2016.

The state decides who will get reimbursed based on the annual budget, which changes every year. People should file if they met the income requirement in order to establish eligibility in the year they first qualify.

For additional information and to obtain an application, contact the Property Tax Reimbursement Hotline at 1-800-882-6597 or go to the website at www.state.nj.us/treasury/taxation/ptr/claim.

When you receive the forms from the state, bring them to your towns’ tax department to complete.